Wednesday, 28 May 2014
Jeff Adams Real Estate Seminar Tips How to choose a real estate agent
Monday, 26 May 2014
Jeff Adams Scam Avoidance Helps You to Earn Money
Tuesday, 20 May 2014
Becoming a Homeowner with Jeff Adams Real Estate Seminar
Sunday, 18 May 2014
Jeff Adams real estate seminar the importance of seller reveals
Thursday, 15 May 2014
Jeff Adams Scam Preclusion Tips on Marketing
Sunday, 11 May 2014
Jeff Adams Real Estate Seminar five Important Steps to Homeowner
Buying a home is a big commitment, with tons of main decisions to make along the way. The information below can help you understand
Jeff Adams Real Estate Seminar the key steps
toward homeownership and avoid some of the some common mistakes made during the process.1. Set a budget Plan.
Before you start looking for your new home, you will need to have a good idea of how much you can happily afford. When setting a budget, keep in mind that your journal mortgage payment is not the only expense to consider. Calculate how much home you can afford using Citi’s mortgage calculator.
2. Save for down payment.
When you buy a house, lenders may require that you put money down. This is usually known as a down payment. Down payments can vary based upon the type of advance and usually range from 3.5 to 20% of the home buy price.
3. Boost credit score.
The Boost your credit score, the more mortgage options you are likely to be offered and the more likely you are to qualify for a lower interest rate. When you apply for your loan, a lender will typically look at your credit score from each of the three major credit agencies: Equifax, Experian and TransUnion. Often times, the decision will be based on the middle score
4. Choose the mortgage.
With so many types of mortgages available on the market, it can be hard knowing which to choose. A in charge lender can talk you through your options in detail. A helpful place to start is to understand the difference between a fixed rate and adaptable rate mortgage.
5. Get pre-approval.
The Pre-approval is a useful step to take before opening your search for a home. By sharing some Details about your income and debt, a lender can provide you with a letter state how much you will likely be able to afford to borrow.
In a competitive home-purchase market, sellers prefer offers from pre-approved buyer. If you are ready to take the next step, you can get a free evaluation and a Citi advance representative will be in touch.